Starting a business comes with risks, and part of setting yourself up for success is finding ways to minimize them. That’s where business insurance comes in. But beyond being a crucial step in protecting your business, insurance is also something you need to budget for. And here’s the thing: business insurance costs can vary widely. … Read more
Every business owner knows that accidents happen. A customer slips and falls, a company vehicle is involved in a crash, or an unexpected lawsuit drains your resources. Standard general liability insurance and commercial auto policies offer a layer of protection, but what happens when a claim exceeds your coverage limits? That’s where commercial umbrella insurance … Read more
Having a Certificate of Insurance is essential as a business owner. But what is a COI (and how do you read it)? If you are a small business owner, you are probably aware that you need a Certificate of Insurance (COI). You might have been asked to provide one by a savvy consumer or … Read more
Need help understanding your coverage? Let’s compare comprehensive vs. collision insurance. When it comes to protecting your vehicle, having the right insurance can make all the difference. But with terms like “comprehensive” and “collision” being thrown around, it can get a little confusing. What do they really cover? Do you really need both? Let’s … Read more
Life insurance is a great way to leave a safety net to your loved ones. But will that money belong solely to them? Is life insurance taxable? Coping with the death of a loved one is never easy. But in addition to the emotional turmoil you may be feeling, there are often financial problems … Read more
Want to get the best deal and the best coverage? Here’s how to compare home insurance quotes to protect your family. Protecting your home is one of the most important things you can do, but with so many options, finding the right homeowners insurance can feel overwhelming. Whether you’re looking to safeguard your house, … Read more
Did you know that home insurance doesn’t cover business-related claims? Instead, you may need home based business insurance. Running a home-based business is becoming more popular than ever, with approximately 19 million people in the U.S. taking advantage of the convenience of working from home. But one of the biggest misconceptions about home-based businesses … Read more
Understanding your policy is crucial to getting great coverage. What is comprehensive insurance and how do you know if you need it? Understanding comprehensive insurance can be a bit confusing. After all, it sounds like it would cover everything! However, it’s really one piece of the auto insurance puzzle. Designed to cover damage to … Read more
When a hurricane strikes, it is comforting to know that your home is insured. It’s equally assuring to have an understanding of just how your policy works. Throughout Florida and the entire Gulf Coast, percentage-based hurricane deductibles became the standard following the intensely active 2004-2005 storm seasons. The percentage of the insurable value of your … Read more
No event is guaranteed to be safe from disaster. Here’s how event insurance can safeguard your big day. Planning an event—whether it’s a wedding, corporate gathering, or family reunion—takes a lot of effort, time, and investment. From securing a venue to booking vendors, the details that make an event special can add up quickly…and … Read more